Physical therapy can play an essential role in restoring mobility, alleviating pain, and improving overall well-being. However, a common concern for many people is whether their insurance covers physical therapy sessions. At Activity First Physical Therapy, we understand the importance of making sure your treatment is affordable and within your coverage limits. Here’s some tips on how you can find out if your insurance plan includes physical therapy.
1. Check Your Coverage Online
Most insurance providers now offer online portals where members can easily log in and check the specifics of their coverage.
- Set Up an Online Account: If you haven’t already, register for an online account on your insurance provider’s website. This typically requires your member ID and some personal information.
- Navigate to Benefits: Once logged in, search for a section that details your benefits or coverage. Here, you can often find information about different types of services, including physical therapy.
- Look for Limitations: It’s essential not just to check if you have coverage, but also to note any restrictions. Some insurance plans may cover a set number of sessions, while others might require a co-pay or deductible.
2. Call Your Insurance Company
Sometimes, it’s easier to get a straightforward answer by speaking to a representative.
- Locate the Customer Service Number: This number can usually be found on the back of your insurance card or the provider’s website.
- Prepare Key Questions: Before calling, jot down any questions you might have. For example, “How many sessions are covered per year?” or “Do I need a physician’s referral to see a physical therapist?”
3. Contact The Physical Therapist You Want to Visit
Your chosen physical therapy clinic, like Activity First Physical Therapy, often has experience dealing with various insurance providers. We may be able to help you identify if your insurance would cover physical therapy.
Ensuring your physical therapy sessions are covered by insurance is crucial for a stress-free healing journey. At Activity First Physical Therapy, we’re always here to assist and guide you through the process, ensuring you receive the best care possible. Contact us today to begin your physical therapy journey.